Typical assistance ranges from $15,000 to $25,000, depending on program eligibility, with some programs reaching $100,000.
See what down payment assistance programs & grant options you have!
Colorado's Primary Statewide Down Payment Assistance Program
One of Colorado's largest and most established homebuyer assistance programs, administered at the state level. Designed to help qualified buyers across Colorado — including both first-time buyers and those who haven't owned in the past three years — reduce the cash needed to close.
Assistance structured as a second mortgage at below-market rates
Available alongside 30-year fixed-rate first mortgages
Eligible in most Colorado counties, including rural areas
Denver Metro-Area Down Payment Assistance Program
A zero-interest, no-monthly-payment assistance program designed specifically for buyers purchasing in the Denver metropolitan area. Structured to make homeownership more accessible in one of Colorado's most competitive markets by removing a significant portion of the upfront cost barrier.
Down payment assistance provided as a forgivable or deferred loan with 0% interest
No monthly payment required on the assistance portion
Focused on eligible Denver metro zip codes and surrounding communities
Low Down Payment Options
More Affordable Interest Rates
There are also low down payment options available the may have more affordable interest rates & mortgage insurance.
Allows for non-occupant co-borrowers and doesn’t require borrower to be a first time home buyer.
USDA & VA
USDA and VA programs
USDA and VA both offer zero down, 100% financing options.
Requirements include: Credit score, income, rural location or military service.
Colorado first time homebuyers
Colorado first time homebuyers
There are many great down payment assistance programs, grants and even loans available to first time homebuyers in Colorado that help with the high upfront cost of buying a home. See what is available for 2026!
Typical assistance ranges from $15,000 to $25,000, depending on program eligibility, with some programs reaching $100,000.
Thousands of Colorado Buyers Use Assistance Programs Every Year
Many qualified buyers reduce the upfront cost of homeownership using available programs designed to support affordability.
Eligibility varies based on income, credit profile, and location.
Check Eligibility
✔ No impact on credit ✔ No obligation ✔ Secure form
