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      <image:title>Colorado First Time Homebuyer Blog - Shannan’s Home Purchase After College</image:title>
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      <image:title>Colorado First Time Homebuyer Blog - James' Colorado Down Payment Assistance Success Story</image:title>
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      <image:title>Colorado First Time Homebuyer Blog - April's First Colorado Home</image:title>
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      <image:title>2026 Colorado Down Payment Assistance Programs</image:title>
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      <image:title>2026 Colorado Down Payment Assistance Programs - Colorado Housing Finance Agency First step down payment assistance program</image:title>
      <image:caption>The Colorado Housing Finance Agency First Step Program is a great down payment assistance program available to first time homebuyers as a loan or a grant to help overcome the high upfront cost of homeownership. You can get up to 3% of the home price as a grant or up to 4% of the home price as a loan. Requirements include credit score, income, home owner education class, and also $1,000 of your own funds towards the down payment.</image:caption>
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      <image:title>2026 Colorado Down Payment Assistance Programs - Colorado Housing Finance Agency Smart step down payment assistance program</image:title>
      <image:caption>The Colorado Housing Finance Agency Smart Step Program is a great option for homebuyers looking to get a lower interest rate as it provides the lowest rate of all CHFA programs. This program can be combined with the mortgage credit certificate to save you additional out of pocket expenses and also has similar requirements as the Colorado Housing Finance Agency First step program.</image:caption>
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      <image:title>2026 Colorado Down Payment Assistance Programs - Colorado Housing Finance Agency preferred down payment assistance program</image:title>
      <image:caption>The Colorado Housing Finance Agency Preferred Program is available to reduce the cost of Mortgage Insurance. You can use this program if you have 3% for down payment or if you have $1,000 and utilize one of the Colorado Housing Finance Agency down payment assistance programs.</image:caption>
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      <image:title>2026 Colorado Down Payment Assistance Programs - The Colorado Housing Finance Agency Down payment grant</image:title>
      <image:caption>The Colorado Housing Finance Agency Down Payment Grant program is a great option that provides up to 4% for a down payment. This program does not require the money to be paid back.</image:caption>
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    <image:image>
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      <image:title>2026 Colorado Down Payment Assistance Programs - The Colorado Housing Finance Agency second mortgage loan</image:title>
      <image:caption>The Colorado Housing Finance Agency Second Mortgage Loan program is a great option that provides up to 5% for a down payment. The money does need to be paid back when you pay off the mortgage, sell the home, or refinance.</image:caption>
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      <image:title>2026 Colorado Down Payment Assistance Programs - Colorado first time homebuyers</image:title>
      <image:caption>There are many great down payment assistance programs, grants and even loans available to first time homebuyers in Colorado that help with the high upfront cost of buying a home. See what is available for 2020!</image:caption>
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      <image:title>2026 Colorado Down Payment Assistance Programs</image:title>
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      <image:title>Referral - I’d love to help your friends and family purchase a home!</image:title>
      <image:caption>A referral is the biggest compliment I can receive. Thank you so much for thinking of me!</image:caption>
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